1. Garvan Financial Planning, its authorised representatives and other members of the National Australia group of companies:
(a) Do not give any warranty or make any representation as to the accuracy, reliability, completeness or security of the information contained on this site and as to changes in circumstances after the date of publication that may impact on the accuracy of the information;
(b) May change and update the information from time to time;
(c) Make no representation in relation to, and are not responsible in any way, for the content of any other site you access via this site; and
(d) Own the copyright in the information on this site.
2. Any trademarks appearing on this site are the trademarks of a member of the National Australia group of companies or a third party. Users must not use or reproduce any of the trademarks that appear on this site.
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(a) Do anything to alter or modify the information on this site;
(b) Use the material on this site for any purpose other than as a source of information for personal use unless authorised to the contrary;
(c) Distribute, copy or otherwise reproduce in any way any of the material available from this site unless it is expressly authorised;
(d) Post any material which is defamatory, in breach of copyright, in breach of the Trade Practices Act or otherwise in any way unlawful or inappropriate.
4. Users can print a hard copy of material on this site for their personal use only other than material where this is prohibited by a notice to that effect on this site.
5. The information contained on this site is made available to residents of Australia and its territories and New Zealand and is not intended to be a recommendation, offer or invitation to take up securities or other investments.